Pay across emerging markets in their local currencies with competitive exchange rates and zero hidden fees.
Get StartedReal-time cross-border payment flows across Africa & Middle East
The smartest way to pay out across emerging markets
We connect directly to local banks and PSPs across emerging markets — currencies that traditional providers simply don't reach.
Our competitive rates are sourced from local liquidity providers and displayed in real-time — no hidden fees, no surprises.
Your payouts are processed in real time or within hours, not the 3–5 days typical of traditional bank transfers.

Built for every payout scenario.
Send salary, bonuses, and project payments to freelancers and contractors in their local currency.
Pay your supply chain partners directly in their preferred local currency.
Process batch payouts to hundreds of marketplace sellers in a single API call.
Run payroll for your entire global team from one platform.

Deposit USD or EUR into your BitRamp virtual account via bank transfer. Funds are available immediately.
Select the recipient's country, currency, and preferred payment method — bank transfer, mobile money, or local card network.
Review the real-time exchange rate and total cost before confirming. No hidden fees, no surprises. One click to send.
Monitor every payout from your dashboard. Get instant notifications when payments are sent, processed, and received. Full audit trail for compliance.

Local bank transfers, mobile wallets, and cash pickup across 39 countries in Africa, MENA, Asia Pacific, Europe, and the Americas.